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More students are dropping out of college — here’s why

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[ad_1] Getting into college is one thing, staying in is another. Although college enrollment declines leveled off this year, the number of students who started but then withdrew has been on the rise, according to the National Student Clearinghouse Research Center. There are now more than 40 million students who are currently unenrolled. At the same time, … Read more

As the Dow nears 40,000, here’s what experts say you should do to prepare for a potential pullback

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[ad_1] A man sits on the Wall street bull near the New York Stock Exchange (NYSE) on November 24, 2020 in New York City. Spencer Platt | Getty Images The stock market could reach a milestone if the Dow Jones Industrial Average reaches 40,000. However, even as stocks have climbed higher, investors are worried there … Read more

7 in 10 U.S. adults surveyed are stressed about money, CNBC finds. Here’s how you can feel financially secure

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[ad_1] Morsa Images | Digitalvision | Getty Images In your quest to feel financially secure, don’t discount financial literacy as a tool. CNBC’s International Your Money Financial Security Survey polled roughly 500 people each in nine countries. Of the 498 people surveyed in the U.S., 70% reported feeling “very” or “somewhat” stressed about their personal … Read more

‘Quiet luxury’ is alive and well in 2024. Here’s why the old money style is so hard to shake

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[ad_1] Actress Gwyneth Paltrow enters the courtroom for her trial in Park City, Utah, March 24, 2023. Rick Bowmer | Getty Images “Quiet luxury” is back under a new name: old money style. The quiet luxury trend, marked by expensive materials in muted tones, caught on in a big way after Gwyneth Paltrow’s ski accident trial last … Read more

Some retirement savers can still get a ‘special tax credit,’ IRS says – but most don’t claim it

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[ad_1] Halfpoint Images | Moment | Getty Images Some retirement savers can still snag an extra tax incentive for 2023. However, most eligible filers don’t claim it, according to the IRS. The retirement savings contribution credit, or “saver’s credit,” can help low- to moderate-income filers offset part of the funds added to an individual retirement … Read more

Housing ‘affordability has just totally collapsed,’ economist says

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[ad_1] 10’000 Hours | Digitalvision | Getty Images Housing costs are outpacing median household incomes in the U.S., further straining affordability. Would-be homebuyers need to earn $113,520 a year to afford the typical house in the U.S. That is 35% more than what the typical household earns annually ($84,072), according to a new analysis by … Read more

How to avoid ‘ghost preparers’ and other tax scams as the April 15 federal filing deadline approaches

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[ad_1] Karl Tapales | Moment | Getty Images As the April 15 federal tax deadline draws near, most taxpayers have less than two weeks to submit their 2023 individual tax return or file an extension — but for scammers, that’s still ample time to try to steal filers’ personal and financial information.  Last year, the … Read more

Here’s what beneficiaries need to know as the Social Security Administration phases in new policies for overpayments

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[ad_1] Mstudioimages | E+ | Getty Images Social Security beneficiaries who owe money to the Social Security Administration may see much lower default withholding rates from their monthly checks, thanks to new policies that are going into effect. As of March 25, the Social Security Administration no longer plans to collect 100% of a total … Read more

Powerball jackpot hits $1 billion. Here’s how to pick between the lump sum or annuity if you win

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[ad_1] Between Uncle Sam and the winner’s home state, that headline number could be cut in half by the time it reaches their hands. Landon Buzzerd Associate wealth advisor at Grant Street Asset Management Eight states don’t tax lottery winnings. They are: California, Florida, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. The next … Read more